INSURANCE PRODUCTS

UNUM

The New York Labor Health Care Alliance

Get the Financial Protection You Need

We value the contributions you make, and we want to help protect what matters to you. That’s why we’re pleased to offer you the opportunity to purchase permanent Whole Life insurance and 24-Hour Accident insurance coverage from Unum.

Eligibility:

  • NYLHCA Member must be benefit eligible for at least three months and actively at work.
  • If you are eligible and apply during this enrollment period, you can get this coverage without a health exam or medical questions.

Benefits Available:

  • Whole Life Insurance
  • Accident Insurance

This coverage could make a big difference to your loved ones, so please take a minute to enroll.

Benefits Detail:

Whole Life Insurance

Whole Life is a great complement to Term Life Insurance, because you can keep it after you retire. The earlier you buy it, the lower your premiums. Not only can it help pay your final expenses, it can accumulate cash value you can use while you’re living.

  • No physicals or blood work required.
  • Builds cash value that you can borrow
  • Provides a “living benefit” if diagnosed with a terminal illness
  • Members may choose between $3 – $26 per week.
  • If a member purchases a minimum benefit of $3/week during their initial enrollment period, he/she may purchase up to the maximum of $26/week at a future enrollment period.
  • Rates do not increase.
  • Get coverage for yourself and your family members.
  • Portable (owned by member even if you change jobs)

Learn More about Whole Life Insurance Coverage:

Read more about this benefit.

Child coverage information.

Watch a video about this benefit


Accident Insurance

If you are accidentally injured, this coverage can pay you money for more than 50 types of injuries, services and treatments. You can use this benefit to help cover expenses your health insurance doesn’t, like co-pays and deductibles.

  • Get coverage for yourself and your family members
  • No physicals or blood work required
  • Cash payouts made to policyholder
  • Coverage for ON and OFF-the-job
  • Portable (owned by member even if you change jobs)

Learn More About Accident Insurance Coverage:

Read more about this benefit.

List of benefits NY Residents

Watch a video about this benefit

 

Enroll today: before your benefits enrollment period ends.

ENROLL NOW